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Q: How is a Cooperative financed?

Cornerstone Cooperative has a HUD insured, 35 year mortgage, allowing the building to be constructed and managed for an affordable cost.

Cooperative members are an integral part of the loan commitment process, providing the equity necessary to close the loan by the combined share costs of all members. Share costs represent a one-time payment, similar to the down payment when purchasing a single family home. The share cost varies according to the floor plan.

Q: What makes Cooperatives affordable?

Cornerstone Cooperative is a “limited equity” cooperative. The “limited equity” was chosen because we believe that congregate housing should be viewed as a service rather than a speculative investment. This plan keeps shares affordable.

Q: Are pets allowed?

Sorry, no pets are allowed.

About Us»What Is A Co-op»Affordable, Carefree, Friendly, Secure»


"Go "south" for the winter? No more for me. My apartment is cozy and warm. Even my car is warm in the heated garage. Exercise... I walk in the brightly lighted carpeted halls or try the exercise room. ...."

- Julie S